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Firearm Owners Have $1,000,000 Insurance Policies
http://ellegon.com/forum/viewtopic.php?f=36&t=11840		 Page 1 of 1
Author:  TopGlock [ Thu Feb 19, 2009 7:55 am ]
Post subject:  Firearm Owners Have $1,000,000 Insurance Policies
Has anyone heard about this before? All we would need is someone here in Minnesota getting ideas. :shock:

Democrat Proposes Law Requiring Firearm Owners Have $1,000,000 Insurance Policies

http://www.infowars.com/democrat-propos ... -policies/

twincitiescarry.com is a very interesting and useful site to me and am glad to be a part of it now.

Thanks :)
Author:  Mosin [ Thu Feb 19, 2009 5:09 pm ]
Post subject: 
Welcome to the forum.

I'll buy firearms insurance right along with my freedom of speech insurance. Just incase I say anything offending to anyone.
Author:  mnmike59 [ Thu Feb 19, 2009 6:37 pm ]
Post subject: 
Mosin wrote:
Welcome to the forum.

I'll buy firearms insurance right along with my freedom of speech insurance. Just incase I say anything offending to anyone.


Good point!
Although your liability would extend to hurting ones feelings rather than death.
Lets say for example. A bullet goes through your target and hits an innocent.
OR ?, ?, ?, ?

I understand and agree with your statement.
I don't agree with the government telling me what I have to do. That should be left to me and my responsibilities as I see fit.
Author:  Mosin [ Thu Feb 19, 2009 7:57 pm ]
Post subject: 
mnmike59 wrote:
Good point!
Although your liability would extend to hurting ones feelings rather than death.
Lets say for example. A bullet goes through your target and hits an innocent.
OR ?, ?, ?, ?


Then the criminal who forced the situation is held responsible. Or I was negligent and get sued. Neither of these require $1M in insurance.

What if the criminal shoots at me, I move, and the bullet continues on to hit someone else? Should I have insurance for this also. Certainly my actions led to someone getting injured.
Author:  mnmike59 [ Thu Feb 19, 2009 8:49 pm ]
Post subject: 
I absolutely agree with you! No arguments here.
sometimes ya need to think about the prosecutors view. They could give a shit about you or your situation. All they care about is another notch in their belt. For them it's all about how many convictions they have. insurance is just part of helping to minimize out of pocket.
Author:  Pakrat [ Fri Feb 20, 2009 8:34 am ]
Post subject: 
Just from the title of this thread, I was thinking that firearm owners were getting policies, in case the goberment would take their guns.

Anyone have that in their policy?
Author:  lance22 [ Fri Feb 20, 2009 11:55 am ]
Post subject: 
Many of us have our firearms covered under home-owners insurance which compensates against "theft", fire, et all.

The government does not "steal". It confiscates. Big difference. You are not covered for "confiscation", nor will your underwriter protect you for such.

What is being proposed is that you have a policy just in case your guns explode or start firing by themselves. Schumer, Pelosi, and others are concerned about these firearms coming to life and wreaking the kind of serious havoc that only a government should be allowed to inflict. So, they want you to buy and pay for an insurance that addresses this.
Author:  Mosin [ Fri Feb 20, 2009 11:57 am ]
Post subject: 
Can I get a policy to protect me when my government screws me over with bills like this?
Author:  Tabsr [ Sat Mar 14, 2009 7:51 pm ]
Post subject:  Okay
If the Government carries the same insurance for every bad guy.
Author:  Fiasco [ Fri Mar 20, 2009 6:48 pm ]
Post subject:  Insurance
I'm not sure if this is the right place to ask this given that the existing thread is more about proposed legislation but, I'm visiting with my agent on Tuesday regarding a $1,000,000 policy for coverage in case something were to happen. Does anyone have one of these? Is there anything specific I need to know before I sign the dotted line?
Author:  PocketProtector642 [ Fri Mar 20, 2009 8:45 pm ]
Post subject: 
You might find some other info here!
http://www.twincitiescarry.com/forum/viewtopic.php?t=10853&highlight=insurance
Author:  4013tsw [ Sun Mar 29, 2009 5:10 pm ]
Post subject:  Re: Insurance
Fiasco wrote:
I'm not sure if this is the right place to ask this given that the existing thread is more about proposed legislation but, I'm visiting with my agent on Tuesday regarding a $1,000,000 policy for coverage in case something were to happen. Does anyone have one of these? Is there anything specific I need to know before I sign the dotted line?


I've had a $1M liability Umbrella policy since I've owned my home. I haven't inquired of my agent as to whether it covers negligence from firearms. I don't have my firearms 'registered' with my insurance company anyway. OTOH it has come in handy in an auto accident case (hit from behind while at a stop light) because it provides me with underinsured and uninsured motorist coverage.
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