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 Obamacare may kill you (if you're over 65). 
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 Post subject: Obamacare may kill you (if you're over 65).
PostPosted: Fri Aug 21, 2009 9:34 am 
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http://www.americanthinker.com/2009/08/ ... nd_me.html

Quote:
ObamaCare and me
By Zane F Pollard, MD *
Contributor
The American Thinker
August 06, 2009
http://www.americanthinker.com/2009/08/ ... nd_me.html


I have been sitting quietly on the sidelines watching all of this
national debate on healthcare. It is time for me to bring some clarity
to the table by explaining many of the problems from the perspective of
a doctor.

First off, the government has involved very few of us physicians in the
healthcare debate. While the American Medical Association has come out
in favor of the plan, it is vital to remember that the AMA only
represents 17% of the American physician workforce.

I have taken care of Medicaid patients for 35 years while representing
the only pediatric ophthalmology group left in Atlanta, Georgia that
accepts Medicaid. For example, in the past 6 months I have cared for
three young children on Medicaid who had corneal ulcers. This is a
potentially blinding situation because if the cornea perforates from the
infection, almost surely blindness will occur. In all three cases the
antibiotic needed for the eradication of the infection was not on the
approved Medicaid list.

Each time I was told to fax Medicaid for the approval forms, which I
did. Within 48 hours the form came back to me which was sent in
immediately via fax, and I was told that I would have my answer in 10
days. Of course by then each child would have been blind in the eye.

Each time the request came back denied. All three times I personally
provided the antibiotic for each patient which was not on the Medicaid
approved list. Get the point -- rationing of care.

Over the past 35 years I have cared for over 1000 children born with
congenital cataracts. In older children and in adults the vision is
rehabilitated with an intraocular lens. In newborns we use contact
lenses which are very expensive. It takes Medicaid over one year to
approve a contact lens post cataract surgery. By that time a successful
anatomical operation is wasted as the child will be close to blind from
a lack of focusing for so long a period of time.

Again, extreme rationing. Solution: I have a foundation here in Atlanta
supported 100% by private funds which supplies all of these contact
lenses for my Medicaid and illegal immigrants children for free. Again,
waiting for the government would be disastrous.

Last week I had a lady bring her child to me. They are Americans but
live in Sweden, as the father has a job with a big corporation. The
child had the onset of double vision 3 months ago and has been unable to
function normally because of this. They are people of means but are
waiting 8 months to see the ophthalmologist in Sweden. Then if the child
needed surgery they would be put on a 6 month waiting list. She called
me and I saw her that day. It turned out that the child had
accommodative esotropia (crossing of the eyes treated with glasses that
correct for farsightedness) and responded to glasses within 4 days,
so no surgery was needed. Again, rationing of care.

Last month I operated on a 70 year old lady with double vision present
for 3 years. She responded quite nicely to her surgery and now is
symptom free. I also operated on a 69 year old judge with vertical
double vision. His surgery went very well and now he is happy as a lark.
I have been told -- but of course there is no healthcare bill that
has been passed yet -- that these 2 people because of their age would
have been denied surgery and just told to wear a patch over one eye to
alleviate the symptoms of double vision. Obviously cheaper than surgery.

* * *

For those of you who are over 65, this bill in its present form might
be lethal for you. People in England over 59 cannot receive stents for
their coronary arteries. The government wants to mimic the British
plan. For those of you younger, it will still mean restriction of the
care that you and your children receive.

While 99% of physicians went into medicine because of the love of
medicine and the challenge of helping our fellow man, economics are
still important. My rent goes up 2% each year and the salaries of my
employees go up 2% each year. Twenty years ago, ophthalmologists were
paid $1800 for a cataract surgery and today $500. This is a 73%
decrease in our fees. I do not know of many jobs in America that have
seen this sort of lowering of fees.

But there is more to the story than just the lower fees. When I came to
Atlanta, there was a well known ophthalmologist that charged $2500 for a
cataract surgery as he felt the was the best. He had a terrific
reputation and in fact I had my mother's bilateral cataracts operated
on by him with a wonderful result. She is now 94 and has 20/20 vision
in both eyes. People would pay his $2500 fee.

However, then the government came in and said that any doctor that does
Medicare work cannot accept more than the going rate ( now $500) or
he or she would be severely fined. This put an end to his charging
$2500. The government said it was illegal to accept more than the
government-allowed rate. What I am driving at is that those of you
well off will not be able to go to the head of the line under this new
healthcare plan, just because you have money, as no physician will be
willing to go against the law to treat you.

I am a pediatric ophthalmologist and trained for 10 years post-college
to become a pediatric ophthalmologist (add two years of my service in
the Navy and that comes to 12 years).A neurosurgeon spends 14 years
post -college, and if he or she has to do the military that would be 16
years. I am not entitled to make what a neurosurgeon makes, but the new
plan calls for all physicians to make the same amount of payment. I
assure you that medical students will not go into neurosurgery and we
will have a tremendous shortage of neurosurgeons. Already, the top
neurosurgeon at my hospital who is in good health and only 52 years old
has just quit because he can't stand working with the government
anymore. Forty-nine percent of children under the age of 16 in the
state of Georgia are on Medicaid, so he felt he just could not stand
working with the bureaucracy anymore.

We are being lied to about the uninsured. They are getting care. I
operate at least 2 illegal immigrants each month who pay me nothing,
and the children's hospital at which I operate charges them nothing
also.This is true not only on Atlanta, but of every community in America.

The bottom line is that I urge all of you to contact your congresswomen
and congressmen and senators to defeat this bill. I promise you that you
will not like rationing of your own health.

Furthermore, how can you trust a physician that works under these
conditions knowing that he is controlled by the state. I certainly could
not trust any doctor that would work under these draconian conditions.

One last thing: with this new healthcare plan there will be a tremendous
shortage of physicians. It has been estimated that approximately 5% of
the current physician work force will quit under this new system. Also
it is estimated that another 5% shortage will occur because of the
decreased number of men and women wanting to go into medicine. At the
present time the US government has mandated gender equity in
admissions to medical schools .That means that for the past 15 years
that somewhere between 49 and 51% of each entering class are females.
This is true of private schools also, because all private schools
receive federal funding.

The average career of a woman in medicine now is only 8-10 years and
the average work week for a female in medicine is only 3-4 days. I have
now trained 35 fellows in pediatric ophthalmology. Hands down the best
was a female that I trained 4 years ago -- she was head and heels
above all others I have trained. She now practices only 3 days a week.

_________________
President of AACFI, GOCRA, CCRN, and A2A


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Fri Aug 21, 2009 10:46 am 
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I've paid bills for opthamologists work to remove cataracts 20 years ago. An optomitrist diagnosed the problem, and the opthamologist met with the patient once for 15 minutes, and the office staff spent about an hour researching insurance issues. We spenht a month arguing ourselves. Two outpatient surgeries, each took less than five minutes, $2400 each, completely done by computor laser. (Doctor would have prefered to do both at once for $4800.)

The doctor, with his 12 years of education did nothing else but computer surgery. About 8 patients a day.

If ObamaCare reduces this from $2400 to say $240, it's fine with me.

This fear of rationing is a bunch of crap IMHO. It was rationed back then. Insurance initially reused to pay for it, and we had a battle to get partial coverage. Now the cost is $500, down from $2400, and it's easier to get the private insranance companies to pay. Most of the work in cataract surgery is billing, apparently. If they didn't need to fight for payment, it wold probably be $100, instead of $500 today. :roll:


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Fri Aug 21, 2009 10:51 am 
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Heh, Dick, you are probably spot-on on that example.

But, but, but what about the DEATH PANELS!!!!!!!!

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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Fri Aug 21, 2009 10:58 am 
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Dick, you're not comparing real numbers. It wouldn't be a reduction from $2400 to $240, because you said the current price is $500. Now, that other $260 isn't gone, it's just hidden. The end user may not pay for it directly, but it is still being paid, through taxes or other costs. It won't magically get reduced.

Also, dealing with government regulating bodies and agencies raises costs, even more than dealing with the insurance companies.

I've worked with federal agencies and insurance companies. The red tape of the worst insurance company is nothing compared to the red tape of the best federal agency.

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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Fri Aug 21, 2009 11:37 am 
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I've actually had a LOT better luck with government than with insurance companies, who make up their own rules, and won't disclose them. We all like to bitch about the government, but it's better than the private" companies with monopoly power and the little Caesars they employ. At least we have political power to influence the government. A large private insurance company has you by the shorts after you're sick. You really can't make them "compete" once you need to use your insurance.

I think most people, if they do extensive business with large "private" companies who have maybe only a couple of real competitors, and with the government, would prefer arguing with the government. At least, that's my experience.

When my parents were at the end of life, they could, and would, have used the public option.


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Fri Aug 21, 2009 4:04 pm 
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Most of my experience comparing federal agencies to private insurance companies is from a business standpoint. It's not just that I "like to bitch about the government"-though I do. I've had more than a little bit of experience managing contracts and contacts and watching the interaction between 3 separate federal agencies-one of which has hundreds of sub-agencies, their private counterparts, and thousands upon thousands of individuals. An awful lot of that was watching how the government actually handles healthcare.

I'm not spouting rhetoric.

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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Fri Aug 21, 2009 5:00 pm 
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kimberman wrote:
http://www.americanthinker.com/2009/08/ ... nd_me.html

Quote:
ObamaCare and me
By Zane F Pollard, MD *But there is more to the story than just the lower fees. When I came to Atlanta, there was a well known ophthalmologist that charged $2500 for a cataract surgery as he felt the was the best. He had a terrific reputation and in fact I had my mother's bilateral cataracts operated on by him with a wonderful result. She is now 94 and has 20/20 vision in both eyes. People would pay his $2500 fee.

However, then the government came in and said that any doctor that does Medicare work cannot accept more than the going rate ( now $500) or he or she would be severely fined. This put an end to his charging $2500. The government said it was illegal to accept more than the government-allowed rate. What I am driving at is that those of you well off will not be able to go to the head of the line under this new healthcare plan, just because you have money, as no physician will be willing to go against the law to treat you.

As a capitalist, I approve of his original policy. (I had shoulder operations done by a surgeon who wasn't on any insurance company's list, because he charged more and wouldn't accept their limited payments. He was the best, so I paid extra out of pocket.)

However, the second paragraph doesn't ring true. First, the government limits the amounts a doctor who accepts Medicare patients can charge the Medicare patients. He can charge whatever he wants for other patients. (That's according to a friend of mine, a physician who decided not to accept Medicare patients because if he screws up a bill with an insurance company, it only costs him a little money or maybe time before he gets paid. if he screws up a bill with Medicare he could go to jail. Instead of accepting Medicare, he works at a free clinic twice a week.)

Second, if this surgeon was charging $2500 and getting it, I doubt he had many Medicare patients (who would have been willing and able to pay the other $2000 out of pocket). Maybe he accepted a few for $500.

So I think it more likely that if the government told him he couldn't charge anybody more than $500, his response would have been to stop seeing Medicare patients and keep his private patients.

And I'm quite sure that the shoulder surgeon I saw in NYC would continue his practice under the same terms: he charges what he charges, his office will bill insurance companies, and the patient is responsible for the rest of his bill. (The insurance company covered the hospital and all the other costs.)


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Sat Aug 22, 2009 6:04 am 
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Dick Unger wrote:
Now the cost is $500, down from $2400, .........


New technology tends to be more expensive. But once the government takes over health care we won't have to worry about that, because there won't be much new technology.


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Sat Aug 22, 2009 7:02 am 
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Jackpine Savage wrote:
Dick Unger wrote:
Now the cost is $500, down from $2400, .........


New technology tends to be more expensive.

Only at first, then it reduces costs. Compare arthroscopic surgery ("video-game surgery" according to the surgeon who operated on my shoulders) with the older, much more invasive forms of surgery.

MRIs cost a lot, but overall reduce the cost (no exploratory surgery needed) or produce benefits previously unavailable.
Jackpine Savage wrote:
But once the government takes over health care we won't have to worry about that, because there won't be much new technology.


And your evidence for that claim is what? Why would medical schools stop doing research? (Where did the inventors of NMR/MRI work?)


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Sat Aug 22, 2009 7:57 am 
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SethB wrote:
Only at first, then it reduces costs.


That was my point. "Only at first" (when it is new), "then it reduces costs" (when it is no longer new and is widely adopted).

SethB wrote:
And your evidence for that claim is what? Why would medical schools stop doing research? (Where did the inventors of NMR/MRI work?)


Actually I think that those who advocate a "change" to government run health care should have the burden of responsibility to provide evidence that innovation will continue. What I think will happen is that once government has full control of health care their main focus will have to be on cost containment. They will limit the salaries of doctors and researchers. The best and brightest will do something else. Here are a couple of pieces that compare the US system to other countries:

"The US Health Care System as an Engine of Innovation"

http://fraser.stlouisfed.org/publicatio ... oad/47455/

"10 Surprising Facts about American Health Care"

http://www.ncpa.org/pub/ba649#_edn16


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Sat Aug 22, 2009 12:57 pm 
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The "new innovations" don't mean anything to someone who can not afford care. And a doctor working about 3 hours a day and making $20,000 sort of makes one wonder exactly how much "inncentive "is nescessary. Then the insurnce company will charge another 25% ($50000 to pay the bill and make their profit) Most of the innovation is done by public universities or tax advantaged "private" comanies already.

Lots of organizations solicit donations for medical research for the disease of the day. But you'll still get charged full bore for any "innovation" developed with your donations. :roll:

When things become this far out of whack, it's obvious that the market is not working, and so regulation is going to be necessary. That's part of the "free enterprise" deal. The government has to insure markets are working, or step in with regulation.

Unfortunately, the medical industry is presently so far consolidated and so dependent on patents and licenses that effective competiition is basically non-existent. It will have to be regulated, unless we want to go back to trustbusting, and break up all the cliinics in all he towns, and break up all the drug companies and and take away their patent rights so they can compete.

That sounds a lot scarier than a public option to limit costs and make care available on a a fair basis.


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Sat Aug 22, 2009 2:15 pm 
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Dick Unger wrote:


When things become this far out of whack, it's obvious that the market is not working, and so regulation is going to be necessary. That's part of the "free enterprise" deal. The government has to insure markets are working, or step in with regulation.


This is where government has already caused problems. The free market would work if there was no Medicare or Medicaid. Those two bodies force everyone else to fall in line or risk losing providers. Think about it this way. If 50% of your patients have Medicare, 15% have BCBS, 12% have Healthpartners, 10% have Medicaid, 7% have Choice Plus and 5% have Aetna and the remaining 6% have other individual payers, who are you going to stay with when one of the payers says you must not charge anyone more than you charge their patients? Medicare will not let you charge any other patient, for the same service, more than Medicare has determined is the "going rate" nationwide.

Therefore, even though your costs are more than what MC allows, you can not charge anyone more. Please tell me how long a business will stay in business if it rejects 60% of it's patients? This is what the current system has produced and why it is broken. Everyone loves to rip HMO's, but truth be told, Medicare is the biggest bully on the block and if they do not get what they want, they take their ball, and all the other balls and go home.

If you want rationing and wait-listing, please tell your congress people to vote for Obamacare. In my view, which comes from 11 years inside a major hospital/clinic business office, healthcare will certainly be changed forever and it will not be for the best.

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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Sat Aug 22, 2009 4:09 pm 
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Well, realistically, we're not getting rid of MediCare, or Medicare, or patent laws, or Certificates of Need for hospitals and large medical equipment, so the government wil be the biggest player no matter what. And "competition" will not be any more important than it is now. But our health industry will go the way of the car industry in about 5 years and destroy our economy if we do nothing.

It's a mathematical certainty. GNP grows about 2% and the medical compnent of it grows 20%. And Medical and medical insurance is already over 20% ofr the economy. And fewer people will get insurance through work. And the unisured will get services at the expense of the insured.

But yeah, whatever we do will change it forever, just as what we've done or failed to do for the last 40 years has changed things forever. There will be no "going back" . Hope for the best i guess. Or we could approach the problem realistically, instead of with negative soundbites and denial. It's a little late to set up a utopian model based on pure capitalism or pure socialism, I think.


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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Sat Aug 22, 2009 8:36 pm 
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Sure, I agree something needs to be done, but why by the government? When did they start to have any viable answer, let alone the correct one? If a government program is already the problem, the solution is not more of the same, is it? That is what President Obama wants to do. Does that make sense? It does not to me. Therefore, why should I support it? Just so we can say we did something? If the solution is worse than the problem, I don't believe much will be solved.

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 Post subject: Re: Obamacare may kill you (if you're over 65).
PostPosted: Sun Aug 23, 2009 12:31 pm 
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Moby Clarke wrote:
Sure, I agree something needs to be done, but why by the government? When did they start to have any viable answer, let alone the correct one? If a government program is already the problem, the solution is not more of the same, is it? That is what President Obama wants to do. Does that make sense? It does not to me. Therefore, why should I support it? Just so we can say we did something? If the solution is worse than the problem, I don't believe much will be solved.



Well, if something needs to be done, but not by the government, who the hell should do it and when will they be done doing it?

The health care problem wll crash our economy and perhaps our whole society in a few years, or less, so I think the government is the only and last hope. It's the whole reason we have a government.

What do we do in a crisis? The government may not be the most effective solution in every case, but we've tried the "private industry" stuff, it failed in a big way. Medicaid and Medicare are probably the most cost effective part of the whole health care scheme. I don't want "more of the same". It's too bad the liberals have the only plan out there, we're going to have to grab it.

The Republicans have NO answer, no program, NOTHING except negative rhetoric. That's kind of why they lost the election.

Sorry for the rant but it's so tiring to hear all these loudmouths who are not even trying to find a solution,


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